RE25133 Insurance Services excluding Property Insurance

This is the casualty lot comprising Employers Liability, Public & Products Liability, Libel and Slander, Officials Indemnity, Land Charges, Public Health Act cover, Professional Indemnity – the cover is for sums which the Council becomes legally liable to pay in those areas plus costs and expenses from incidents occurring within the scope of the Council’s activities, and/or performed by it’s employees and other insured persons. Additionally, there is an option to quote for medical malpractice cover. The lot also includes Fidelity Guarantee which covers loss of money, securities and other property resulting from fraudulent or dishonest acts employees as well as third party computer fraud. Claims handling is required for all claims that arise under this lot, both above and below the deductible. Full details of the requirements can be found at Appendix 1.1.

Lot 2 – Cover is sought in respect of any Motor vehicle the property of or in the custody and control of the Council, for loss of or damage to Contracting Authority's vehicles including accessories and spare parts whilst thereon, legal liability for death of or bodily injury to any person and damage to property and liability to or for passengers (other than for Employee who is driver whilst vehicle is being used in RTA circumstances). In addition, an Uninsured loss recovery service with legal expenses cover, is also required. Claims handling is required for all claims that arise under this lot, both above and below the deductible. Full details of the requirements can be found at Appendix 1.2.

The lot seeks an engineering inspection service which would provide inspection of specified items of plant and machinery in the plant schedule. The timing of inspections will be set as per the existing inspections and/or required by legislation. Items to inspect may include boiler and pressure plant, electrical and mechanical plant plus lifts/lifting gear and handling plant. No engineering insurance is required. Full details of the requirements can be found at Appendix 1.3.

The personal accident policy should provide benefit to the Council as a result of accidental death or bodily injury or assault (including Terrorism) sustained by Insured Person(s) during the operative times, and at the award levels specified, within the tender documentation. The travel policy should cover medical and emergency travel expenses and other costs incurred by Insured Persons while engaged on an insured journey. School journey (Otherwise called Offsite activities) should provide personal accident and travel cover for school trips including pupils and staff/volunteers. Full details of the requirements can be found at Appendix 1.4.

Cover is sought in respect of material damage at insured premises and to insured property, arising from incident/s of actual or threatened terrorism. The cover is sought on a first-loss basis, and full details of the requirements can be found at Appendix 1.5.